Apply online and hear back from Steward's Farm Team in 1-3 business days if you are conditionally approved.
Our team works with you to review & verify any required information, minimizing the paperwork load.
We maintain a high standard of our agricultural borrowers. Regenerative & sustainable practices are a must.
Explore a suite of farm-centered bookkeeping, tax, eCommerce, and marketing services to support you as you grow your business.
We find solutions that work for our farm borrowers, including combining lending options from other funding sources (e.g., grants or government loans).
We believe in enabling local support. Invite qualified lenders from your community to participate in your loan from Steward.
"Steward made our loan process seamless and stress free. They equipped us truly to succeed, and I couldn't be more grateful for their help or their program. "
Unlike traditional banks or lenders, Steward is 100% focused on the growth of regenerative farms, ranches, fisheries, and local food producers. We offer business loans tailored to your specific financial situation. So whether you’re looking to add a hoop house, purchase new equipment, or acquire the land you cultivate, we’d love to help propel your business forward.
Watch the short video below to see how it works.
Types of agricultural businesses—human-scale fruit & vegetable farms, livestock (animals, poultry, eggs, etc.), seafood & aquaculture, food & textile products, supply chain & food system infrastructure.
What we fund—equipment, infrastructure, land, inventory, working capital, marketing.
Loan amounts—range from $10,000 to $1,000,000+ (average loan ~ $50k, largest loan to-date $700k).
Terms—range from 36 months to 60 months (sometimes longer)
Interest rates—range from 5% to 10% depending on purpose of loan and state of business (6%- 8% is most common, all interest passed on to lenders).
Repayments—typically begin 3-6 months after funds are disbursed.
Fees—Steward charges a fixed 3% origination fee, that’s it.