Ready to Grow?

A Better Way to Borrow

Equipment • Infrastructure • Land Purchase • Livestock • And More!

Unlike traditional banks or lenders, Steward is 100% focused on supporting the growth of regenerative farms, ranches, fisheries, and food systems. We offer flexible business loans tailored to your specific financial need or situation. So whether you’re looking to add a hoop house, purchase equipment, upgrade fencing, or buy farmland, we’d love to help propel your operation forward. Watch our short video to see how it works. 👇

What You Need To Know

Types of agricultural businesses—diversified fruit & vegetable farms, livestock (cattle, bison, sheep, poultry, etc.), sustainable fisheries & ocean farms (aquaculture), food system infrastructure (food hubs & processors), natural inputs & soil amendments, regenerative foods & fibers, and agritourism.

What we fund—equipment, infrastructure, land, facilities, livestock, inventory, etc..

Loan amounts—financing ranges from $10,000 to $3,000,000+

• Core lending criteria— 
  • • U.S. business in good standing (LLC, Inc., corporate partnership, or registered nonprofit)
  • • 3+ years of business revenue (or a newer business led with significant experience)

• • • Incorporate regenerative and sustainable practices (or transitioning)
  • • Securable business assets (loan collateralized by land, equipment, infrastructure, etc.)

Terms—typically 48 to 72 months (sometimes longer)

Interest rates—range from 5%–9% depending on the loan purpose and business stage.

Repayments—begins 1–12 months after funds are disbursed.

Fees—Steward charges a fixed 3% origination fee.

View/Download Loan Info Sheet (PDF)