Apply online and hear back from Steward's Farm Team in 1-3 business days if you are conditionally approved.
Our team works with you to review & verify any required information, minimizing the paperwork load.
We maintain a high standard of our agricultural borrowers. Regenerative & sustainable practices are a must.
Explore a suite of farm-centered bookkeeping, tax, eCommerce, and marketing services to support you as you grow your business.
We find solutions that work for our farm borrowers, including combining lending options from other funding sources (e.g., grants or government loans).
We believe in enabling local support. Invite qualified lenders from your community to participate in your loan from Steward.
"Steward has quickly become an indispensable partner for our growing family farm. Steward is a key cog in the 21st century sustainable agriculture movement."
All farm borrower’s needs are different. Whether you are a market gardener or a regenerative rancher, we will work with you to set loan terms that match the unique needs of your business. Steward has zero upfront fees and only takes a 3% loan origination fee paid at the closing of your loan, only if the minimum raise is achieved.
1. Apply: Complete the online loan application, telling us more about your business and financial needs. It takes 20-30minutes and we recommend using a desktop or laptop to complete.
2. Approval: Work with the Steward team to confirm loan terms (including interest rate and duration) and then plan for your raise campaign on Steward’s unique lending platform.
3. Private Raise: All campaigns start with local support. Invite appropriate “anchor lenders” in your network to participate in your campaign to build momentum.
4. Public Raise: Once a campaign reaches a certain percentage funded (typically 20-30%), the raise is featured on Steward’s website. From here, we co-market the campaign to prospective lenders in your community, as well as Steward's diverse lender network.
5. Receive Capital: After reaching the funding goal, Steward will finalize its loan to your business by disbursing funds directly through our secure lending platform.
6. Grow: Expand your business and share your success! Begin repaying your loan to Steward starting 3 months after loan funds are received. At that point, Steward will begin repayments to participating lenders.